Insuring your home or automobile is common practice. Most people don’t think twice about it as it is a necessity in today’s world. However, many people don’t give much thought to long term care until it’s too late!


Were you aware that the cost of caring for a loved one on a long term care basis could far exceed the value of your home?


Protect yourself and your family by becoming educated. Use this website to expand your knowledge about long term care and the devastating effects it could have on you and your family.

Long Term Care Insurance

The question is not who will take care of you when you live a long life and need care.

Rather, what impact will providing care to you will have on your family and retirement portfolio?

Nursing Home

Offers 24-hour care. There are optional private rooms but the semiprivate rooms are the majority. Nursing homes are required to have at least one registered nurse on duty.

They offer care for those who can no longer care for themselves.

Home Health Care

A home health care provider visits your home for a few hours or up to 24 hours per day to help with the activities of daily living.

The activities of daily living include bathing, eating, transferring, dressing, toileting, etc.

Assisted Living

Assisted living facilities are for people who need minor assistance with the activities of daily living. These facilities are an alternative to a nursing home and provide many activities for the residents. Residents have their own apartment settings.